Please be careful if your primary purpose for getting offshore banking is tax avoidance. Anyone can put up a website offering such services. Do you know who you're dealing with? Just how scrupulous are they?

Tax law changes. Your country's revenue service is keen to close loopholes.

I suppose it's a matter of power. A large corporation has the money, organisation and influence to go offshore with impunity. It can buy the best, most up-to-date advice.

You are a different matter. Your revenue service knows that individuals are the backbone of the country's finances. It may take your decision to go offshore personally.

Also, you are much less able to put up a fight if you get a tax demand.

And, you may get bad advice.

The bottom line is: You can't really live and do business in a country without paying taxes there.

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